top study Loans for Abroad Studies by Indian Government
Because of the easily obtainable education loans for abroad studies by the Indian government and subsidies for economically impoverished students, studying abroad has obtained fame in India. Education loans are being offered under various government schemes to students to complete their higher education in top economies like the USA, Germany, and the UK, among others.
This article talks about some of the best Indian government loan schemes that can be provide by Indian students who wish to study abroad. search the details concerning file essential for education loan for abroad studies, allowable, and application process here.
Gujarat Government Education Loan for Studying Abroad
This is a accept scheme by the state government of Gujarat to promote higher studies. The plan offers education loans with 100% allocation to economically backward students in Gujarat with merit. It is relevant for an education loan of up to INR 15 lakhs. Students from Gujarat can avail of this loan for various study abroad programs, like executive courses, language programs, graduation, and post-graduation.
allowed Criteria for Gujarat Education Loan for Studying Abroad
● The student necessary to be a citizen of Gujarat.
● Applicants should score at least 60% marks in their class 12.
● The annual family income should be less than INR 6 Lakhs.
● Students applying for an education loan under this scheme need to have all the file in original.
● The applicant should pass class 12 from a recognized board of study. It should be a full-time classroom program and not a distance one.
● The applicant needs to have an admission corroboration from any college or university in a foreign land.
● The subsidy will be offered only when the loan amount is more than INR 10 Lakhs.
● Co-applicant or power of attorney is important under this scheme. Only parents and legal gored can become co-applicants.
education Loan Scheme of the NBCFDC
The National Backward Classes Finance and Development Corporation (NBCFDC) deliver education loans to students from backward classes living beneath double the poverty line for run after general/ professional/technical courses or training at graduate and/or higher levels. A minimum of INR 20 lakhs can be loaned to students wanting to study abroad under this scheme.
Eligibility for NBCFDC Education Loan:
● reverse class students need to provide their caste certificate.
● The annual family income should be less than INR 3.30 lakhs.
● Students must have established admission to a university or college.
● Must have completed high school with 70% and above from a recognized board of study.
Padho Pardesh Scheme
This scheme shelter Indian students enrolled for a postgraduate degree overseas. Padho Pardesh loan is granted to those with a good academic record. In this scheme, 100% subsidy can be availed by the minorities.
Eligibility Criteria for Padho Pardesh:
● Students can avail Padho Pardesh scheme only when they have scored a minimum of 60% in class 12.
● The students must have a enstablished admission granted by a college or university abroad.
● Students can waked this scheme in the first year. It cannot be taken during the middle of the course.
● The mediam gross income of the family should be less than INR 4.5 Lakhs.
● It is applicable for students who are willing to take up master, MPhil, and PhD courses.
● Students applying under this scheme need to have all the aplicable file, without which the application will not be clarification.
How to Apply for Padho Pardesh?
● Apply online by clicking on this link- https://canarabankcsis.in/Padho_STD_Portal/login.aspx
● You will be administer to the student portal from where you need to register and download the application form. Fill it up and submit it along with all the file . need to be browsed and uploaded as per the width that is mentioned on the website.
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