Best Student Credit Cards in India
As a student in India, you can again put in for an unconventionally Credit Card or an Add-On card with the help of your father or mother. A Credit Card can help you meet your financial condition with ease. Student Credit Cards is not an alien idea in India and many students actually invest in a Credit Card to meet their needs with benefit & speed.
thought, there are great differences between spending habits and acquire power of a student and a working executive. Therefore, the best of the Credit Cards in India may not be the ideal picks for students. For, a condition of a student is notable different from that of a person on payroll.
How can a student in India obtain a Credit Card?
As we broach above, the acquire power and the condition of a student, are very variation from a working executive . Hence, the ability basic basic for a Student Credit Cards in India are rather different from regular card candidate.
If you are a college going student and above the age of 18, you are able to get a Credit Card for students with no income; thought, there are some pre- requirement that you need to fulfill to get agreement for the Credit Card for students with no credit history.
1. You should have a good fixed deposit:
Being a student, the card provide company doesn’t expect a stable income proof from you. thought , if you have a Fixed Deposit on your name, you can get the Credit Card based on this FD account. So whether you are a student who has no income or credit history, or may be working part time, or work of once'choise for non gain causes, you can be capable for a secured Credit Card against Fixed Deposit.
2. A good savings account:
obtainable only to select customers form sure banks. If you have a good rendition Bank Account, you can easily get a student Credit Card based on this Savings Account. You need not have a record of monthly income to aid Students’ Credit Card. You can aid an Instant Credit Card if you have a savings account with the Bank. The conclusion is only based on your connection with the bank. The bank will incur a background check and accept the appeal if you have been a valued customer of the bank.
3. Having an add-on card:
You can get a student Credit Card by asking one of your family members with a Credit Card to appeal for an Add-On Credit Card. An important part here is that the family member who is appealing for an Add-On Card should have a good credit antiquity.
Now that you know the requirement to Get a Student Credit Card in India, here are the file you will need to apint as a proof to get your Credit Card:
Birth certificate
College ID
PAN Card (if available)
Proof of apartment (Aadhar Card, Driving License, Passport)
Passport size photograph
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